Attitudes to retirement

Attitudes to retirement

A recent survey has raised questions about retirement readiness. One of the world’s largest investment managers, BlackRock, recently published its latest review of the UK’s retirement landscape. The work was based on a survey of 1,000 savers in defined contribution...
Pensions and IHT – April 2027 is a key date

Pensions and IHT – April 2027 is a key date

The latest Budget move to include pensions as part of your estate for inheritance tax (IHT) is a major change, with potentially significant consequences. At present, most pension benefits payable on death, whether lump sums or other income, are outside the scope of...
Auto-Enrolment Contributions Alone May Not Be Enough

Auto-Enrolment Contributions Alone May Not Be Enough

The Institute for Fiscal Studies (IFS) has been looking at the numbers on the adequacy of pension contributions. Assumptions behind the percentage of earnings that pensions need to replace in retirement have been revisited – and the outcomes may mean you should...
Autumn Budget 2024

Autumn Budget 2024

In presenting Labour’s widely anticipated first Budget in 14 years, the Chancellor, Rachel Reeves, was faced with a challenging task. Following her announcement of a “black hole” in the public finances, the need to renew the Treasury’s coffers while maintaining...
Welcome To Aaron

Welcome To Aaron

We are delighted to announce that Aaron has joined the team at EBCam as a Trainee Employee Benefits Administrator. Aaron has a degree in Biomedicine from the University of East Anglia and a keen interest in computer science and technology, including flexible benefit...
Heading Down On Interest Rates?

Heading Down On Interest Rates?

On 6 June 2024, the European Central Bank (ECB) became the first major central bank (the big three being the US, UK and European) to announce an interest rate cut in the current cycle. This marked the ECB’s first cut since September 2019, when its main rate was...