We offer a range of employee benefit services for employers of all sizes and industries.
Employee Benefits Review and Audit
Before we make any recommendations, we will work with you and your team to review your current arrangements. By assessing what, if any, benefits you currently offer, we can identify any gaps or risks and work with you to understand both your key aims and your employees’ needs. Working collaboratively, we will design, implement and deliver a competitive rewards package for your business and its employees.
Financial Education and Communication
Now more than ever, employees expect to be kept informed about their benefits packages and the options available to them. We can deliver training for your employees onsite, or online, which is designed to help them better understand what their benefits package can offer and support them in making the right decisions about planning for their financial future.
In addition we can produce pre-recorded presentations, podcasts and newsletters for you to share with employees to review at their leisure.
Benefits Consultancy and Management
We aim to deliver a comprehensive benefits consultancy and management service which continuously supports and reviews your benefits. Our team will provide assistance for your trustee services and can even draft and present your employee communications. We can benchmark your benefits and have local and sector knowledge to ensure that they remain competitive. We will analyse market trends and review new offerings which ensures that your scheme is up to date and reflects the aim of your business and employees.
Flexible Benefits Packages
With a combination of online portals and specialist professional advice, we can work with you to build the right package for you and your employees. Our experience coupled with a tailored approach allows you to offer your employees a flexible package which suits both your business needs and your budget, which can then empower your employees to make their own choices.
We have a range of benefit and reward packages which can be customised according to the employee numbers you are looking to include and the type of benefits you wish to offer. All of our schemes are delivered online, through interactive portals which provide employees with the power to take control of their benefits and can reduce the level of your administration.
Current legislation requires all employers to offer a workplace pension. It is important that you get the right scheme in place to work effectively and efficiently for your business. Offering a good scheme can also play an important role in attracting and retaining staff. We can help you with all types of pension schemes from defined benefit pensions through to workplace pensions. Our team will work with you at every stage of the process to make sure that your pension scheme charge is competitive, the investments are performing and is the communication and online tools are up to scratch? We can assist in all these aspects.
We also work with companies and Trustees with defined benefit schemes to ensure that they remain compliant, efficiently run and understand all the options available to them. Many schemes are considering ways to reduce costs and ensure their liabilities and assets are managed efficiently, and our advisers can provide you with the information and support you need.
Health and Wellbeing
Absenteeism and ill health can be both costly for a business and have a negative impact on staff morale. A well-designed group protection, health and wellbeing plan can help limit the impact of long term sickness or injury and can help you manage absenteeism. We can deliver tailored solutions including: employee assistance programmes; private medical insurance; occupational health; cash plans and absentee management systems.
Group Life Assurance
Your staff are the most valuable part of your business. Providing your employees with the peace of mind in knowing that if they die whilst in service, their loved ones will be cared for is an effective way of showing your commitment and appreciation. As a benefit which does not form part of any employee’s estate, Death in Service helps families reduce their Inheritance Tax liabilities at a time when they most need support. From an employer’s point of view, Group Life Assurance can be a tax effective benefit with premiums often allowable against Corporation Tax.
Group Private Medical Insurance and Health Cash Plans
We regularly arrange Group Private Medical and Health Cash Plans for employers who want to provide their staff with the peace of mind to know that they can access private medical treatment and support with everyday medical expenses. Perceived by many as two of the most valued employee benefits, offering these benefits not only assists a speedy diagnosis and treatment it also helps both employee and employer by shortening the time an employee may be out of the workplace.
Group Income Protection
Although none of us knows what the future holds, we can plan for some eventualities. Illness, accident or disability can affect anyone, resulting in a prolonged period of time off work and significantly affecting income. Income Protection provides a vital safety net at a difficult time, whilst helping employers to support their staff, manage absences, and control the costs associated with of long-term absence.
Company Protection and Critical Illness Protection
It is not something that anyone likes to think about, but without the right financial protection in place, your business could suffer if a key member of your team were to become seriously ill, or if they had an accident which prevented them from working. Our business protection insurance specialist can help you put safeguards in place and will work with you to identify and mitigate your risks through specialist cover which can include shareholder protection, key person insurance and death in service arrangements.
Gym and Retail Discounts
Offering your employees access to a range of discounts allows them to make their money go further.
Gym discounts also allow employees to join a gym, keep fit which in turn leads to a happier and healthier employee!